Home Equity Line of Credit (HELOC)
A HELOC can be the key to help you unlock your home's equity and gain financial flexibility that will open the doors for new opportunities.
Special Features
- Receive current rate special for 12 months from date of the contract
- After the first 12 months, the rate will resume at our normal rate
- $10,000.00 new money
- Receive up to $100 promotional credit towards closing cost
- 1st-year annual fee waived - $50 value
Benefits
- Apply online, only once, and borrow as much of your line as you wish
- Make interest-only payments if you choose
- Repay any portion of the principal balance at any time without a prepayment penalty
- Quick & smooth closing process
- Use up to 90% of your home's value
eServices
- Apply online - easy & convenient
- Access your line of credit at any time by transferring the funds using Bank Online
- Monitor your loan and make payments through Bank Online
Use Your Home Equity Line of Credit to...
- Consolidate Debt
- Remodel your Home
- Finance an Education
- Grow your Business
- Pay off High-Interest Credit Cards
- Set-up a Rainy Day Fund
- Buy a Second Home
- Repay Medical Expenses
- Make Tax Payments
- Take a Vacation
- Purchase a Car or Boat
- Life's Emergencies
Mortgage Loan Checklist
Qualifying for a mortgage shouldn't seem impossible.
Begin the home buying process fully-prepared, from there we're confident it will be smooth sailing.
- Completed Mortgage Loan Application
- Purchase Agreement with Any Addendums (not needed to refinance)
- Two Recent Pay Stubs
- Most Recent W-2
- Current Bank & Investment Statements
- Loan Payment Information
- Personal Tax Return
- Driver's License
- Homeowner's Insurance
- Property Tax Bill
- Business Tax Returns & Certified P&L (if self-employed)
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