Lines of Credit
Flexible financing options to support your budget and life when you need it.
Take Your Pick
We don't believe in "one size fits all", and neither should you. You deserve a line of credit that will be for you when you need it.
Home Equity Line of Credit
Your home is the key to gaining financial flexibility.
- Competitive Rates
- Use up to 90% of your home's value
- Make interest-only payments if you choose
Requity
Get back to nature by capitalizing on the equity in your recreational property.
- Lower interest rate than other forms of credit
- 90% of the value of recreational properties, second homes, & residential property
- Revolving credit, with ongoing access to funds
Ready Credit
Even an air-tight budget can only take you so far. When life takes you by surprise, be ready!
- Access with your Debit Card
- Use Bank Online services
- Only pay interest on funds used
Keep your loan close to home
Many local financial institutions claim that they offer local lending, but when you take a closer look, you can begin to see what sets SNBT apart. You can feel comfortable knowing, there are no extra fees for local loan servicing and maintenance.
Local service supports our mission: To be the premier provider of trusted financial solutions. That’s the difference when you get a loan with SNBT. So, when we say that we offer Truly Local Lending from start to finish, we mean it.
Personal Loan Checklist
Make it easy on yourself.
Get the process started by dotting your i's and crossing your t's.
- Personal Loan Application
- Sales Contract (If Applicable)
- Loan Payment Information
- Two Recent Paystubs
- Most Recent W-2
- Current Bank & Investment Statements
- Driver's License