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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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  • Benefits

    • Low minimum balance
    • Choose to receive either paper statements or eStatements at no charge
    • Unlimited transactions
    • Hometown Giving Back*

    Requirements

    • $500 in Hometown Account
    • $15.00 service charge if requirements are not met

    *SNBT will donate 0.25% of the rolling 12-month average balance in both personal and business Hometown Checking Accounts as of November 30 of the corresponding year. Donations will be divided evenly between DAR Boys & Girls Club of Menominee/Marinette, Crivitz Youth, Inc., Greater M&M YMCA, Pembine Area Christians Youth Center, and DePere Soccer.

    Hometown Giving Back

    Be part of the difference.

    Help local youth by simply opening a checking account.

    For every dollar deposited in the Hometown Account, we will donate 0.25% to the DAR Boys & Girls Club, Crivitz Youth, Inc., Greater M&M YMCA, and Pembine Area Christians Youth Center, and DePere Soccer Booster Club.*

    Use this as your normal, everyday account.

    If you already have an SNBT checking account, it can be converted to a Hometown Account by calling your banker.

    We're not asking you to donate; we'll make the donation on your behalf. All you have to do is open a Hometown Account and make regular deposits - we'll take care of the rest.

    Additional Features

    • Overdraft Protection:
      • Transfers money from another deposit account into your checking account.
      • A small transaction charge is assessed for each overdraft transfer, which costs less than an overdraft charge.
    • Overdraft Consideration:
      • We may cover your overdraft so you can avoid merchant fees from declined transactions or returned checks.
      • An overdraft charge may apply for this discretionary service.
      • Available in addition to the overdraft services listed above.
      • Learn the details of Overdraft Consideration
    • Debit Card Overdraft Consent Service:
      • May help you avoid having your transactions automatically declined.
      • Applies only to ATM and everyday Debit Card transactions.
      • An overdraft charge may apply if this service is used to complete your transaction.
    • Learn more about overdraft services here.
    • Automated bank-by phone system that gives you account information using a touchtone phone. To access, call 715-735-BANK (2265) or 800-924-9796.
    • Many employers offer paycheck deposits into a checking or savings account. Consider taking advantage of this benefit to help with budgeting by earmarking a portion of each paycheck to be deposited into your savings account.
    • Keep valuable information and important documents safe.